Moving to Wordpress

To ease complications in following my writings, I centralized all my blogs - SocietyForward, ScorpioSaga and Harisays... at one place - Harisays... 

Do continue to be my patron and visit my Blog. 

Going forward, if you are providing a link to my writing, do point it to the new blog/my HomePage.

Microplace

Microfinance is a very popular term and it has become a very lucrative business for many organizations. However, there is a lot of difference between banking institutions having a microfinancing arm and an NGO working towards providing micro loans to people below the poverty line. There have been innumerable discussions on this topic and the whole practice depends on how it is utilized.
On one hand, providing micro-loans to people below the poverty line in groups, provides an opportunity for them to build up their livelihood instead of depending on bank loans (which for various reasons are more tough to get) and on the other side, there have been questions and debates on the interest rates which are being charged.
I am working on a white paper based on my understanding and will publish this soon.
Many major organizations are venturing into this business and e-Bay has recently launched their microfinance arm - MicroPlace. MicroPlace is an organization which has tie-up's with other NGO's who work at the grass root level to provide loans. Users can invest in MicroPlace and then the money is provided to organizations for the kind of investment the user chooses. The user has access to all profiles / organizations which are listed on the site and looking for any kind of investment and decide as to where his/her money goes. The most lucrative aspect of microfinancing is that the repayment rate is close to or more than 98% most of the time.

New Year Wishes

Opportunity is missed by most people.

Because it is dressed in overalls and looks like hard work.

Do you know what opportunity looks like?

Real opportunity most often looks like a lot of long, hard work.

Do you know where to look for opportunity?

You are most likely to find it in the problems, the frustrations and the challenges about which the most people complain in the most, loudly.

Do you know what to do with opportunity when you find it?

The best thing you can do is to take full responsibility for transforming it into something of real and lasting value.

How do you do that?

With an unshakable commitment, a positive attitude, the willingness to make whatever effort is necessary, and the persistence to continue until is done.

Do you understand what opportunity is not?

It is not a free ride, or a lucky break, or an innovation to get something for nothing.

Do you want to make the most of a great opportunity?

Then get busy and put everything you have, into making it happen, for if you do, it will.

Wishing all my readers the best of the New Year and wishing that you don’t miss any opportunities coming your way

Social Entrepreneur of Year 2007

The Nand & Jeet Khemka Foundation and The Schwab Foundation for Social Entrepreneurship in collaboration with United Nations Development Program (UNDP) and Confederation of India Industry (CII) give away the "Social Entrepreneur of the Year" award every year. This award is decided by nominations received from across the country. This award carries the title of "Khemka Fellow" and Rs.8,00,000 (Eight Lakhs / Eight Hundred Thousand Indian Rupees).

Nominations for this award for 2007

Harish Hande, SELCO
Climate Change, Rural Financing, Base of Pyramid Economics, Alternative Energy.
SELCO provides solar electrification solutions to the rural people in India. Around 57% of India population do not have access to electricity adding to unreliable power supply. SELCO provides solar electricity to people below the poverty line through a combination of customized home lighting, innovative doorstep financing and understanding the market need. SELCO has reached around 80,000 clients in Karnataka and Kerala and now working with people in Gujarat.

Rajendra Joshi, Saath
Public Private Partnerships, Base of Pyramid Economics, Urban Issues, Livelihood
Unplanned/Unprecedented migration is a major problem in various parts of the world and India being no different. In Ahmedabad alone, almost 40% of the city's residents live in slums without access to basic amenities. Among this population, only 1 in 5 have private bathrooms (latrines) and only 1 in 4 have access to HealthCare and more than 50% rely on in-formal livelihood.
Saath works with Private and Government organization is creating an affordable cost model where people in these areas are not evicted and a small amount is charged for providing with amenities like roads, water, sanitation, lights etc. Saath then worked with private electric company and government to bring out charges which is a third of actual cost to get electricity and provided this to the people in slums. The companies realized a 30% increase in revenue and also the government has benefited with the tax paid. In total, Saath has worked with more than 70,000 families in Ahmedabad including 10,000 people through Slum Networking Project and 40,000 households through Urban Resource Centers.

Pravin Mahajan, Janarth
Education, Migration Issues, Labor
There are more than 30 Million (30 Lakhs) children who are taken out of school as their parents migrate in India.
Pravi has worked in creating education opportunities for these children by creating hostels for children who's parents migrate for work and also Shakharshalas or the on-site schools for children who go along with their parents. These schools are accredited by the government and ensure that students from Shakharshalas are re-admitted into regular schools at any time. Janarth has reached around 10,000 children and proved its quality in education and also is working with Government of Maharashtra to have these schools in every district through out the state.

Chetna Gala Sinha, Mann Deshi Mahila Sahakari Bank Ltd.
Rural Development, Livelihood Development, Banking

The Mann Deshi Mahila Sahakari Bank Ltd(MDMSB) and Mann Vikas Samajik Sanstha (MVSS) together develop systems that rural women need to evolve as successful entrepreneurs and build financial assets. Chetna has established the first Indian rural all women bank through equity within tribal women and also the bank runs by all rural women. The bank works in creating products from their client perspective such as micro-pensions and customized health insurance schemes. MDMSB and MVSS have collectively reached around 58,000 women in five districts of Maharashtra. Expansion plans include states of Karnataka, Goa, Andhra Pradesh and Gujarat.

The WINNER
The Social Entrepreneur of the Year 2007 has been awarded to Mr.Harish Hande of SELCO.

Hope to see more nominations and more finalists in the coming years.

You are read more about the above nominations at http://www.schwabfound.org/india/.

HeadStart & GEW

Yesterday, one of our team members sent this link to the group checking if anyone can represent from / can we one of their partners. The Global Entrepreneur Week, which is to be held between 17-23 November 2008, is a global event where thousands of like minded people who are working towards innovation, and inspiring their creativity through imagination will be coming together in London, United Kingdom.

I have been part of KickStart.In (Thanks to Kesava and others who always invited me) and also been part of BarCamp movement in Bangalore since BCB2. Have been trying to create an ecosystem where we can help people with startup's and bring like minded people together - to not only help build their dreams, but also work towards a common goal helping each other to succeed.

Well, after BarCamp Bangalore, the next and our first major event is the HeadStart 2008, which is being organized along with ACM Conference between the 18-20 January 2008 at Indian Institute of Science, Bangalore. The aim of this event is to bring together Academicians, Students and Investors on a single platform and showcase various innovations. If you are a start-up and looking for an opportunity to show case your product/service, then I would highly recommend you to be there. You can take suggestions/feedback/critics not only from general audience, but also from eminent academicians too. Also, there are investors in the audience, who might be interested to support you :)

Leave no stone unturned, you might be the next Apple/Google/Microsoft :)

Well, coming to GEW, I have registered myself as a partner and the whole team has been encouraging me. Hope I will live up to their expectations.

More updates to come soon in the new year, so, stay tuned....

100 IT Innovators 2007

National Association of Software and Services Companies, NASSCOM has published its "100 IT Innovators 2007" list.

WEF Tech Pioneers 2007

Recently, i was going through the World Economic Forum's Technology Pioneers 2007 list which has been published. This list is published every year recognizing the most innovative enterprises around the world. The list is very interesting and gives us an overview of the organization selected and the reason as to why the organization is listed. 

I am very happy, impressed and also sad to see only 1 organization from India made it to the list - Drishtee. Now, what does Drishtee do and why are they different? 

Dristee is a rural network for delivering information services to Villages, using an electronic information kiosk, known as Drishtee Soochnalaya. These kiosks are run by local entrepreneurs who charge residents for access. 

Changing lives in rural India is no small Vision and it needs loads of dedication to be able to achieve it. Drishtee is very strong in its Vision and has gone past various milestones in the last Seven Years of inception. 

What Does Drishtee do?

The organization has categorized itself into various aspects, but the punch-line is that it is concentrating in providing self-employment to rural entrepreneurs and also providing opportunity for the rural population to have access to the latest information. 

Drishtee's initiation spreads into Education, HealthCare, Employment Generation, Women Empowerment and Micro-Finance. 

KickStart.In

Off-late, "Entrepreneurship" has received a lot of attention. Not that this was non-existent earlier, it is just getting the correct momentum in countries like India. 

Recently, a young and self-motivated team has stepped up to create a platform for showcasing entrepreneurial ideas and promoting Entrepreneurship - KickStart.In

KickStart is a not-for-profit organization aimed at promoting Entrepreneurship. The team is young, energetic and comprised of Entrepreneurs, Professionals, Academicians and Entrepreneur-wannabe's. 

What does KickStart do?

Interesting question - we search for ways and avenues to show-case entrepreneurship and provide as much support as we can, to help people with Entrepreneurial spirit show-case themselves to the world. 

In this regard, KickStart is organizing HeadStart, a mega event on the 18th, 19th and 20th January 2008 at Indian Institute of Science (IISc) Bangalore in association with Association for Computing Machinery, (ACM) a world renowned organization. 

HeadStart

Imagine this - you have a great idea and have been working on it for quite some time. You went around trying to get the best of the feedback before you put in your life time into it. Getting a genuine feedback and commendable recognition is the most difficult part. You have questions on the integrity of people whom you approach and also the knowledge they might have in understanding what you would want to do. You also would like to share your idea with people just incase if anyone would want to fund you in anyway to get your idea rolling. 

All the above are thoughts of a entrepreneur in making and wishing for a miracle to happen. We went through all these in our lives (if not all, most of the team members) and do understand that there needs to be a honest platform which needs to be created. KickStart was born with this thought in mind. With our experiences, we wanted to at least help people around us and want to ensure that you do not go through the same pain again and again, instead work on refining your idea. 

HeadStart is a three day conference where we are inviting Entrepreneurs, Academicians, Industry Leaders, Venture Capitalists and Students. 

During the conference, you will have opportunity to showcase your "working model" and share your idea with people around. 

How do you show-case your "working model"?

The process is easy - Visit our website - www.HeadStart.in, and Nominate Your Product; It's that simple. We have an eminent panel who are ready to share their valuable time to go through your nomination. The panel is the ultimate authority to short list nominations which will be allowed to show case during the event. 

So, what are you waiting for? Go ahead and be part of HeadStart. 

Apply for Incubation

If you are an Entrepreneur, looking for Incubation, The National Entrepreneur Network (NEN) is providing you the flexibility to apply to 6 Incubation Cell's at one go. Visit the Apply for Business Incubation page on NEN website and submit your business plan. 

This should be a good start... Good Luck

List of Incubation Centers in India

Here is a list of Incubation Centers in India. Hope this helps to give you a starting point if you intend to start your own company...

NS Raghavan Center for Entrepreneurship Learning (NSRCEL), IIM Bangalore.

Technology Business Incubator, Birla Institute of Technology, Pilani

Center for Innovation, Incubation and Entrepreneurship, IIM Ahmedabad

Entrepreneurship Cell, IIT Kharagpur

Center for Entrepreneurship, SP Jain Institute of Management & Research

C-TIDES, IIT Madras

TeNeT, IIT Madras

Society for Innovation and Entrepreneurship, IIT Bombay

Nirma Labs

SIDBI Innovation and Incubation Center, IIT Kanpur

Entrepreneurial Development Cell, IIT Guwahati

Entrepreneurship Development Cell, IIT Delhi

Entrepreneurship Cell, FMS Delhi

Abhiyan, IIM Lucknow

E-Cell, IIM Kozhikode

Center for Entrepreneurship and Innovation, IIM Calcutta

Entrepreneurship Development Institute of India, Ahmedabad

ICFAI Center for Entrepreneurship Development, Hyderabad

MICA Entrepreneurship Development Center, Ahmedabad

Wadhwani Center for Entrepreneurship Development, Hyderabad

TIME IS, Delhi

Science & Technology Entrepreneurs Park, JSS Academy of Technical Education, NOIDA

National Institute of Industrial Engineering, Mumbai
Entrepreneurship Development Cell, IIT Roorkee

Over a period of time, I will try to explore more into each of the above institutes and provide more information of their process.

BCT - Visit Report

On the 19 September, I visited Bhagavatula Charitable Trust, a Not-for-Profit organization who's vision is "To transform 100 villages in 3 mandalas, viz. Yellamanchilli, Atchyutapuram and Rambilli of Visakhapatnam District, Andhra Pradesh into model villages in such a way that all able bodied persons are gainfully employed, that substantive improvements in the state of literacy, health and economic sustenance take place and that local leadership and facilitation is fully developed."

Here are my notes from my discussions with Mr.B.Sri Ram Murty, Joint Secretary of the organization.

Current Organization strength is around 80.
Villages Covered : 40

Activities of BCT:
Education
Agriculture
Women's Empowerment
Skill Training for Disabled
HealthCare

Going forward, the organization will concentrate more towards Education and Livelihood training for Children and Youth.

BCT believes in Programs and not in Projects. What is the difference?
Ramesh (as Mr.Sri Ram Murty is fondly called) says "Projects have a beginning and an end which comes with a report on how the project has started, progressed and closed, submitted to organizations/people who have funded/supported the project. However, Program is more longsighted and typically does not have an ending. We believe in designing programs keeping the grass-root level problems in mind and work towards making changes in the program if necessary as it progresses".

Let me dig a little deep into the current activities and share my observations.

Education
BCT has been into Education since the beginning (infact, the organization started with a School). BCT schools are categorized as follows:
Class 1-5 : 144 Schools
Class 6-7 : 16 Upper Primary Schools
Class 8-10 : 1 Model High School

As per research information, over 45% of Indians are un-employed and over 95% (very high number) of Graduates are un-employable (There is a lot of difference in being employed and being un-employable, I will explain in detail in another post). BCT has identified three main categories in education system and is working towards building the same and implementing in their schools:

A) Academics
B) Vocational Training
C) Values

Academics are important (Social, Science, Mathematics and Language) and taught in all schools and in all classes.

Vocation Training encompasses providing skill based training to children which will add the value of implementing what they have learned through academics. It is not mandatory that what is taught in school should be practical and implementable, but what is practical and implementable should definitely be taught during the school days.
I find this absolutely correct. If we look back, how many of us agree that what we have studied in our school / collage days is what we implement today? I really don't know and I personally am not implementing most of the things. I did my graduation in Economics and Computer Applications during the days when 'Career' is only Engineering/Medicine and both subjects are of use to me today.

Values - The most important aspect of education and bringing up are "Values". In today's world, most of us are just being for ourself - me and my family. But, we are part of the society and we do play an important role in living in the society. Are we any time taught the principals governing "Society". Values are most important aspect of education and this is what BCT is trying to incorporate into their education system.

One basic question I have is that India has attained independence 60 years back and the education system was build over the period of time since then. We are one of the world's largest democracy. Is there any subject in school/collage which educates children on "Democracy"? We can vote after we turn 18, but before that, are there any classes which teach children on what is Voting? How do you select your leader? What are your responsibilities? (I do know this is what we learn in Civics subject, but that is lot more generic and I do remember what I learned). This is where we need thinking and setting direction.

Now, let us look at what BCT has in its syllabus for inducting Vocation Training and Values into their education system.
Academics - Andhra Pradesh State Syllabus is followed
Vocational Training - Orientation in Agriculture (Bio-Intensive Gardening)
Values - Moral / Ethical / National Values

What is Bio-Intensive Gardening (BIG)?
This is interesting, Each student / group of students are given a 100 Sq.Foot area in which they would need to grow vegetables for a family of 5. All the required education, seeds, medication are provided by BCT and the student(s) have to grow vegetable themselves. This teaches students to be self-sufficient as they grow.

BCT also has KVK (Krishi Vidyana Kendra) which concentrates completely on Agricultural Research.

I have also visited their Baking Department where children are taught to bake biscutes and cakes which are sold in the local market.

They have a campus for Disabled Training program which concentrates on training disabled children in paper-bag making, stitching etc.

Please note that all Vocational Training Programs which generate any money will go to the person/child who has earned the same. Each child has bank accounts which are opened by BCT and any monetary benefit will be deposited in the account.

You can see few pictures of the organization at my flickr account.

If you are interested to know more/contribute to any of their programs, please contact:

Bhagavatula Charitable Trust
BCT Farm Complex,
Haripuram - 531 061
Visakhapatnam District
Andhra Pradesh. India
+91.891.255 0084 Phone
www.bctindia.net
bctindia@yahoo.com

Corporates addressing Social Concerns

Reliance Industries now wants to enter into HealthCare working on developing 1500 Primary HealthCare Centers (PHC) in-line with the Government Health System in India.

Reliance would want to Invest Rs.25,000 Crores into this venture. In the article, there is a questions which has been put across whether this would fit into the Corporate responsibility or is there a business angle to it?

I feel that there is corporate touch to each aspect of service anywhere in this world. Probably, the NGO segment does not fall into this, but even NGO's work towards creating a model for self-sustainence and longitivity of the organization. So, will this work?

My opnion is that these kind of initiatives will definitely work, and especially, when corporates this big would want to venture into social problem related areas, there would be a huge impact on people. However, corporates venturing into Social problems need to have a different strategy while working on solutions. Traditionally, corporate thinking is different from a common man's thought process. Here are few pro's and con's of corporate involvement in social aspects:

Positives

1. Initiatives are well marketed - People know about big organization and tend to look at what they are trying to do and play a role in it.
2. Financial Strength - Organizations have good money and they are ready to take the risk of investing and taking risks.
3. Management ability - Experienced people have good understanding of basic problems and hence they can manage solutions effectively.

Need Attention

1. Organizations need to involve well-known and respected personalities who have worked/have been working in solving social problems. Having respective background knowledge would be a huge advantage.
2. Corporates should not give/create their own direction to solutions of these problems, instead work in association with Government and people who are experienced in the respective fields.

This is a good change in thinking of corporates, I hope this goes in a good and meaningful direction.

HealthCare Personnel in India

The number of registered Doctors in India has increased from 61,800 in 1951 to 6,45,825 in 2005, which translates to 0.61 Doctors for every 1000 people. To give a comparative analysis, Cuba has 5.91 Doctors for every 1000 people in 2002.
India has 5.9 Doctors, 0.8 Nurses and 0.47 Mid-Wives for 1,000 people which add up to 1.86 Health workers for 1,000 people. As per the Joint Learning Initiative launched by Rockefeller Foundation, on an average, countries with less than 2.5 Health Care workers fail to achieve 80% coverage rate. According to Union Ministry of Health and Family Welfare’s (MOFHW) “Health Information India”, 2004, we had 67, 576 Doctors; which translates to 1 Doctor for 15, 980 people.
The Government’s estimated requirement of specialized surgeons, obstetricians, gynecologists, physicians and pediatricians in 2001 for Community Health Centers in rural areas is 12, 172, but only 6, 617 posts were sanctioned and only 4, 124 positions were filled.

• There are 122 Private Medical Collages and 119 Government Medical Colleges in India.
  
• As per CNN-IBN Lives article published on 30 August 2007, there is 1 Doctor for every 2,200 people.
  
• According to an Escorts Heart Institute research document prepared in 2005, it is estimated that India would need 1,00,000 qualified nurses and 5,00,000 Doctors by 2012.
  
• There are close to 8000 Hospitals in India with a total of 6,00,000 beds, which translates to only 7 beds for every 10,000 population.
• India spends around 10% of its GDP (amount) towards HealthCare.

Online Grievances in India

Department of Administrative Reforms and Public Grievances which falls under the Ministry of Personnel, Public Grievances and Pensions has initiated the Online Public Grievance Lodging and Monitoring System which you could use to record any of your grievances to the Government.

India is truly developing and these are small steps to reach there. So, next time when you have a concern, try this. You don't know, it might just work.

9 C's of Leadership

Times of India, on 31 August 2007, published an interesting column by Lee Iaccoca. In this article he writes of the 9 C's which he feels will make a leader:

1. A leader has to be Creative
2. A leader has to show Curiosity
3. A leader has to Communicate
4. A leader has to be a person of Character
5. A leader must have Courage
6. To be a leader, you have got to show Conviction
7. A leader should have Charisma
8. A leader has to be Competent
9. You cannot be a leader, if you don't have Common Sense
   

PHC's in India

Statistics of PHC's (Primary Health Center) in India:

There is 1 PHC for every 25,000 population
PHC for - Promotive, Preventive, Curative and Rehabilitative Care
This implies offering a wide range of services such as health education, promotion of nutrition, basic sanitation, the provision of mother and child family welfare services, immunization, disease control and appropriate treatment for illness and injury.

Each PHC is a hub for 5-6 Sub-Centers.
Each PHC is covers 3-4 Villages.
Each PHC is coordinated by a ANM (Auxiliary Mid Wife)

PHC's will be referral centers for Community Health Centers (CHC), which is a minimum 30 bedded-hospital or higher at the Taluk or District Levels.

WHO Report
According to WHO, PHC's in India specifically attribute to deterioration of quality services due to parameters like - lack of political commitment, inadequate allocation of financial resources to PHC's and stagnation of inter-sectoral strategies and community participation. Also in the list of reasons are bureaucratic approach to HealthCare implementation, lack of accountability and responsiveness from general public.

Key Points to observe:
1. PHC's through out the country have the same number of ANM's even though the fertility rate varies in different parts of the country.
2. Political interference in creating PHC's.
3. Government departments are more involved in ensuring government norms are implemented, salaries are paid and minimum facilities are available rather than concentrating on measuring Health System Performance.
4. The DHO (District Health Officer), responsible for implementation of Public Health Systems are not adequately trained.

Strengthening the capacity for Public Health Management at the District and Taluk level is crucial to improving public sector performance.

Why the system is not working as required?
1. Lack of accountability in the system.
2. No formal feedback mechanism to ensure proper implementation of the system.
3. No incentives for Doctors to work in the Rural areas.
4. Irresponsible mind-set of ANM's (this happens as there is no feedback mechanism)
5. Lack of resources (staff).
6. Current budget allocation of Rs. 75,000 / PHC / Annum is very less when considering the population each PHC has to cater to (5000 people).

What do we do?
1. Periodic HealthCare Education in Schools, Panchayat/Taluk Offices - NGO, Private Institutions and Social Entrepreneurs.
2. Community involvement - Government / Private Partnership
3. Public Health Training programs for DMO's and other staff - Government / Private Partnership.
4. Appropriate and functioning feedback mechanism to ensure people understand that they are cared for and their feedback is valued for betterment of the system - Government

I will revisit this topic of what we can do better in my forthcoming writings.

Due credits to Neesha Patel, author of Evaluating the role of Primary Health Centers in India.

India HealthCare Project

India HealthCare Project, is an initiative of CMC which designs and develops PDA (Personal Data Assistant) systems to ANM (Auxiliary Nurse Midwife) who works at the grass-root level of delivering HealthCare. This project has been piloted and implemented in the Nalgonda District of Andhra Pradesh.

Read more on this project at http://www.iimahd.ernet.in/egov/ifip/jun2003/article4.htm.

Independence Day

India, today is celebrating 60 years of independence. Is that old or young? If we look at the average life god has given a human being, then we need to say that the country has just attained Senior Citizenship status. But, as the country is made when mother earth is born, I don't think we can even say our country is even an infant :)

What has been good?
- Liberalization
- Globalization
- Quality of Life

What needs to improve?
- Education
- HealthCare
- Sense of Ownership

I will write more in detail on the points above in my following posts, but for today, I would stop here, praying to God to give peace and prosperity to each and every one living on this planet :)

7 Types of Poverty

Bhagavatula Charitable Trust (BCT), runs Innovative Experimental Primary Schools (IEP) in 72 Villages in Visakhapatnam District, Andhra Pradesh, India.

What is the difference between IEP and regular Government Schools?
IEP schools, apart from regular academics, work towards education children in the age group 11-15 on the 7 types of Poverty which are required to uplift the quality of life. Our usual assumption of Poverty is only Economic Poverty. However, this is just one of the kinds. We have to even look at the following types to ensure quality of life improved:

1. Economic Poverty
2. Bodily Poverty
3. Mental Poverty
4. Cultural Poverty
5. Spiritual Poverty
6. Political Poverty
7. Societal Poverty

Now, it makes more interesting to understand these aspects. Even though the above are talked about in the BCT Project homepage, I will write again here in my own words and understanding.

Economic Poverty - Lack of monitory demands for providing themselves with Food, Cloth and Shelter. Please note that money need for only the mentioned attributes falls under this category.

Bodily Poverty - Lack of property physical health and access to health living conditions.

Mental Poverty - Lack of thinking, which is resultant of lack of access to education and knowledge.

Cultural Poverty - Lack of coming together in a society. No collaborative activities taking place which leads to disconnect between people.

Spiritual Poverty - surprising right? Yes, lack of feeling of togetherness/brotherhood plays an important role in bringing people together.

Political Poverty - Lack of understanding of how system works. The basic problem is the understanding of how to cast one's vote and elect their leader.

Societal Poverty - Lack of social connectivity.

Dazasya is Born

I wrote about "Web NGO" earlier. After thinking through various thoughts which came across my mind I identified three areas which need collaborated work - Society, Technology, Entrepreneurship.

Read more about Dazasya at its official blog.

This blog will continue to focus on Social Entrepreneurship.